How to Apply | Before you Apply | Application Materials | Online Application

Below is a list of the materials and documents required to apply for an Equity Loan.  Make sure you collect all materials before you start the online application.  Click on each document name to view and download a sample of the required document.

Click here to download a document checklist in PDF format >

Click here to download a complete program overview, including application requirements by funding tier, in PDF format >

PREREQUISITE SAMPLE DOCUMENTATION

ASSESSMENT SAMPLE DOCUMENTATION

  • A1. Evidence of ownership percentage (%)
  • A2. Resume or answers to job experience questions from:
    • Loan applicant
    • Partner(s)
  • A3. Reference form from:
    • Current or future customer reference
    • Current or future supplier reference
    • Work reference
    • Strategic or joint venture partner reference
    • Personal reference
    • Reference from someone that Loan Applicant borrowed and repaid at least $1,000.00
  • A4. Equity Loan Project Description

TIER 1 SAMPLE DOCUMENTATION

  • 1A. Lease, sublease or incubator agreement
  • 1B. Personal Financial Statement
  • 1C. Personal and Business tax returns from the most recent two-years

TIER 2 SAMPLE DOCUMENTATION

TIER 3 SAMPLE DOCUMENTATION

  • 3A. Temporary, provisional or annual state cannabis license
  • 3B. Business insurance policy
  • 3C. Evidence of compliance with Oakland’s Minimum Wage Ordinance, such as hourly payroll report
  • 3D.
    • Sample paycheck stub
    • Sample payroll report
  • 3E. Evidence of a bookkeeping system such as register with information and/or financial report from QuickBooks, Mint, Zero, Sage (or equivalent accounting system), or spreadsheet from Google Docs or Excel.

TIER 4 SAMPLE DOCUMENTATION

  • 4A. Copy of completed and signed inspection card

TIER 5 SAMPLE DOCUMENTATION

  • 5A. Operating Agreement showing that business is 100% owned by individuals satisfying the City of Oakland equity criteria
  • 5B.  “Tier 5 Equity Loan Match Form